One Wallet.
Every Journey.
Everyday Mobility.

NganyaPass is Kenya's everyday spending wallet. Pay transport fares and shop anywhere with Till, Paybill, or QR. Top up instantly through M-Pesa, and track every shilling — from fares to shopping — in one secure wallet.

Create Account Login
NganyaPass Wallet
Available Balance
KES 1,240.00
+254 7XX XXX XXX
Top Up
Pay Fare
Trips
Rewards
Recent Trips
Route 111 — CBD
Today · 07:42 AM
−KES 80
Route 46A — Westlands
Yesterday · 06:15 PM
−KES 60
Route 58 — Thika Road
Mon · 08:05 AM
−KES 100
200,547+
Passengers using nganyapass daily
12+
SACCOs exploring
Wallet First
Built for Commuters
Everything you need

Built for the daily commuter

From boarding to rewards — NganyaPass handles the money so you can focus on the journey.

Digital Wallet
Fund your NganyaPass using M-Pesa. Your balance travels with you across any participating route or SACCO.
WhatsApp Access
Check your balance, top up, and view trip history without installing any app — right from WhatsApp.
Ride Rewards
Every trip earns points. Unlock Bronze, Silver, and Gold tiers with exclusive commuter perks.
Simple by design

Three steps to
cashless commuting

01
Top Up
Send money to your NganyaPass wallet from M-Pesa in seconds. Your wallet is ready before you reach the stage.
02
Ride
Give the conductor your phone number and confirm the fare on your phone — just like an M-Pesa PIN prompt, so only you can approve payment from your wallet.
03
Track
Every trip is logged. View your route history, spending, and earned rewards any time from the wallet or WhatsApp.
Two ways to pay

Same network.
Your choice of how.

Whether you carry a feature phone or a smartphone, NganyaPass has a payment path built for you.

NganyaPay Device
Pay via Conductor
The conductor's device triggers an M-Pesa STK push to your phone. Works on any phone — no wallet needed.
Passenger boards vehicle
Conductor enters amount on device
M-Pesa STK push sent to passenger
Passenger confirms → payment done
Feature phones ✓ Smartphones ✓ First-timers ✓
NganyaPass Wallet
Send, Pay, Top Up
Fund your wallet once via M-Pesa, then send to any NganyaPass user or pay at any Till, Paybill, or QR code — all from one balance.
Top up instantly via M-Pesa
Pay at Till, Paybill, QR, or Pochi
Every transaction tracked in one place
Instant transfers ✓ Works nationwide ✓ Full history ✓
WhatsApp Wallet

Your wallet lives in WhatsApp

No app to install. No login to remember. NganyaPass works inside WhatsApp so every passenger — regardless of phone — can manage their commuter wallet from a conversation they already use.

  • Check your wallet balance instantly
  • Top up via M-Pesa without leaving the chat
  • View your last 10 trips and routes
  • Pay fare directly from the chat
Available now
✓ Live on WhatsApp
N
NganyaPass
● Online
Hi
09:41 ✓✓
NganyaPass KES 1,240 Reply with a number:
09:41
3
09:42 ✓✓
Recent Trips
Route 111 — CBD
KES 80
Today · 07:42 AM
Route 46A — Westlands
KES 60
Yesterday · 06:15 PM
Route 58 — Thika Rd
KES 100
Mon · 08:05 AM
09:42
Type a message
Wallet capabilities

One platform.
Six wallet types.

NganyaPass is built as a multi-account wallet infrastructure. Each wallet type operates with its own balance, controls and access rules under a single phone number.

Passenger Wallet
Pay fares across participating routes with full trip history, spending visibility and rewards.
Live At Launch
Family Wallet
Parents remotely fund transport for dependants with controls and spending visibility.
Phase 2
Student Wallet
Dedicated student transport balances with institution-linked controls and scheduled top-ups.
Phase 2
Corporate Wallet
Employers can disburse travel allowances directly into employee wallets with reporting.
Phase 3
Vehicle Owner Wallet
Track fare revenue, operating costs and vehicle-level financial performance.
Phase 3
Fuel Wallet
Manage fuel spending, compare prices and monitor expenditure against vehicle operations.
Phase 4
Support

Need a hand?

Questions, issues, or feedback on NganyaPass — send us a message and our team will get back to you.

Status: Live
Nairobi, Kenya
EAT — Loading…
We typically respond within 24 hours.