Kenya's Commuter Wallet — Coming Soon

Your Wallet.
Your Journey.
Your Transport Identity.

NganyaPass is Kenya's mobility wallet. Pay fares, fund family transport, receive employer travel allowances, track every trip, earn rewards, and manage everyday movement from a single wallet.

Create Account Login
NganyaPass Wallet
Available Balance
KES 1,240.00
+254 7XX XXX XXX
Top Up
Pay Fare
Trips
Rewards
Recent Trips
Route 111 — CBD
Today · 07:42 AM
−KES 80
Route 46A — Westlands
Yesterday · 06:15 PM
−KES 60
Route 58 — Thika Road
Mon · 08:05 AM
−KES 100
2,547+
Passengers on waitlist
12
SACCOs exploring
Wallet First
Built for Commuters
Everything you need

Built for the daily commuter

From boarding to rewards — NganyaPass handles the money so you can focus on the journey.

Digital Wallet
Fund your NganyaPass using M-Pesa. Your balance travels with you across any participating route or SACCO.
WhatsApp Access
Check your balance, top up, and view trip history without installing any app — right from WhatsApp.
Ride Rewards
Every trip earns points. Unlock Bronze, Silver, and Gold tiers with exclusive commuter perks.
Simple by design

Three steps to
cashless commuting

01
Top Up
Send money to your NganyaPass wallet from M-Pesa in seconds. Your wallet is ready before you reach the stage.
02
Ride
Give the conductor your phone number. Your fare is deducted from your wallet instantly — no STK Push, no waiting.
03
Track
Every trip is logged. View your route history, spending, and earned rewards any time from the wallet or WhatsApp.
Two ways to pay

Same network.
Your choice of how.

Whether you carry a feature phone or a smartphone, NganyaPass has a payment path built for you.

NganyaPay Device
Pay via Conductor
The conductor's device triggers an M-Pesa STK push to your phone. Works on any phone — no wallet needed.
Passenger boards vehicle
Conductor enters amount on device
M-Pesa STK push sent to passenger
Passenger confirms → payment done
Feature phones ✓ Smartphones ✓ First-timers ✓
NganyaPass Wallet
Pay from Wallet
Pre-funded wallet balance is debited instantly when you give your number. Faster boarding, zero interruptions.
Passenger gives phone number
Conductor enters fare on device
Wallet balance debited instantly
Ride confirmed + trip logged
No STK Push ✓ Instant boarding ✓ Trip history ✓
WhatsApp Wallet

Your wallet lives in WhatsApp

No app to install. No login to remember. NganyaPass works inside WhatsApp so every passenger — regardless of phone — can manage their commuter wallet from a conversation they already use.

  • Check your wallet balance instantly
  • Top up via M-Pesa without leaving the chat
  • View your last 10 trips and routes
  • Redeem rewards and check your tier status
Coming next in the roadmap
○ WhatsApp Wallet — In Development
N
NganyaPass
● Online
Hi
09:41 ✓✓
NganyaPass KES 1,240 Reply with a number:
09:41
3
09:42 ✓✓
Recent Trips
Route 111 — CBD
KES 80
Today · 07:42 AM
Route 46A — Westlands
KES 60
Yesterday · 06:15 PM
Route 58 — Thika Rd
KES 100
Mon · 08:05 AM
09:42
Type a message
Wallet capabilities

One platform.
Six wallet types.

NganyaPass is built as a multi-account wallet infrastructure. Each wallet type operates with its own balance, controls and access rules under a single phone number.

Passenger Wallet
Pay fares across participating routes with full trip history, spending visibility and rewards.
Live At Launch
Family Wallet
Parents remotely fund transport for dependants with controls and spending visibility.
Phase 2
Student Wallet
Dedicated student transport balances with institution-linked controls and scheduled top-ups.
Phase 2
Corporate Wallet
Employers can disburse travel allowances directly into employee wallets with reporting.
Phase 3
Vehicle Owner Wallet
Track fare revenue, operating costs and vehicle-level financial performance.
Phase 3
Fuel Wallet
Manage fuel spending, compare prices and monitor expenditure against vehicle operations.
Phase 4
Early Access

Be first on board.

NganyaPass is in development and launching soon across Nairobi. Join the waitlist and we'll reach you the moment it's live on your routes.

2,547+
Waitlist
12
SACCOs
NBI
Launching First
Status: Preparing Launch
Nairobi, Kenya
EAT — Loading…
No spam. Just one message when NganyaPass goes live on your routes.